Featured properties for sale in Costa del Sol
Why you should buy a spanish property
Many people dream of moving to the south of Spain, especially the Malaga area on the Costa Del Sol is popular, with towns such as Marbella, Fuengirola, Benalmádena, Torremolinos, Estepona and not least Malaga itself.
The weather is almost always good, the culture is rich and relaxed at the same time, the food is delicious, and the sea is blue. It is therefore not surprising, that many people refrain from buying a holiday home in their own country and instead invest in a house or apartment in the south of Spain.
Here you are close to your favourite beaches, bars and restaurants. You can stay in your absolute favourite city without worrying about whether the hotel has space or whether prices have risen sharply since last time. There is a wide range of properties for sale in Spain.
Why you should use a spanish estate agency
However, there are a number of administrative things that need to be in place when buying a property in Costa del Sol, south of Spain. You need to be registered in several registries and you need to find a good and reliable spanish real estate agency. This is where we come in.
As a spanish estate agency in Costa del Sol with focus on foreign property buyers. We know all about regulations, taxes, areas and of course buying and selling houses and apartments on the Costa Del Sol.
We have many years of experience in the buying process of properties in the south of Spain and can therefore offer the reassurance that all new home seekers deserve.
Our property experts has extensive knowledge in property search. We offer an professional service, where no demand is too high or too little.
Are you looking for exceptional properties, golf apartments, village houses, off plan new developments or anything els, we will find it. We have extensive range of properties all over the coast.
Our team has different nationalities, including english, danish, norwegian and spanish. As an Malaga estate agent, its important to work with locals.
Why you should buy or sell properties with us
We advise you on pricing, both when buying and selling. So that you get the best price.
Advice and guidance
We advise you on how to buy and sell property in the south of Spain, so you're in safe hands throughout the process.
We will market your property on all major property portals and social media.
We have a wide collaboration with several estate agents throughout the South of Spain and access to almost all properties on the market.
Large client database
We have a long waiting list of potential buyers for your property.
We take professional photos of your property so that it appears in the best possible light to potential buyers.
Sales director and real estate agent
Anders Christensen has lived in Spain for more than 20 years and is CEO of our real estate company and runs the head office.
Anders is fluent in English, Spanish, Danish and and he also speaks Swedish, Norwegian and German. With his extensive experience, both from Spain and as a spanish estate agent, he is the backbone of the company and ensures that everything runs smoothly.
Should any questions arise, for example about some of the many property regulations, taxes and fees, Anders has the answer.
Real estate agent and customer specialist
Jane is half Danish and half Spanish and is a real estate agent at Costadelcasa.com.
Jane grew up in Denmark but has been living in Spain for the last 10 years. She has a long experience in customer service and does everything for her clients. If you have contact with Jane, you will quickly notice that she will do everything to make sure you get what you want. Jane offers a real estate service that will make sure you dont have too much trouble.
If you have specific requirements for your new home, Jane will make sure they are met. She is a specialist in finding exactly the spanish property choice that meets all your expectations.
Search & Lead Specialist
Thomas has lived at La Costa del Sol for 8 years and has spent the last 12 years working in online marketing. He is the perfect match for CostadelCasa estate agency.
It is Thomas who makes sure that Costadelcasa.com is visible when you search for an estate agency at La Costa del Sol. If you found us on Google, we can thank Thomas for that. It is also Thomas who makes sure that all enquiries are sent to the right estate agent.
If you have any questions about our website or anything else about online marketing, Thomas can help you.
SoMe and Content Manager
Emil is a former insurance broker and has 4 years of experience in sales and marketing on the Costa del Sol.
When you come across Costadelcasa on Facebook, Emil is the one behind it. It is also Emil who chooses the property of the week based on the brokers' recommendations and criteria.
He also designs and writes all the content on our website.
If you have any questions about the property of the week, or if you're looking for an exceptional offer, Emil is the person to talk to.
Apartments and houses for sale in Spain
We have extensive experience with the Spanish property market and have access to virtually all apartments and houses for sale in Spain. This is because the housing market in Spain works a little differently than in many other countries.
In Spain almost all real estate agents share the properties with each other. This means that when we have a housespanish property for sale, other real estate agents in Spain can also sell that house.
There is a common database where all registered real estate agents upload their properties so that other real estate agents also have access to them.
It is important to decide what type of house or apartment you want and to know your budget. It is also a good idea to involve a lawyer in your property purchase, as the rules for buying and selling properties are different from those in other countries.
All this is something we can help you with, as we know all about buying a spanish property.
Let us help you. Contact us now
Start thinking about your dream home
When it comes to making your dreams come true, it's a good idea to make a concrete plan of action. If you're dreaming of luxury villas with large windows, white walls, high ceilings, private pool and a waterfront location, it's a good idea to research your options in advance.
Next time you visit Spain, keep an eye out for areas where such homes are available.
Once you have a clear picture of what kind of home you dream of, it becomes easier for your spanish estate agent to begin the search.
It's also important to decide where in the south of Spain you want to live.
The more popular the area, the more likely it is that there will be many tourists, which of course means slightly higher prices.
There can be big price differences
For example, if you want to buy a house or apartment in the Malaga area, it will be more expensive on the coast than further inland. Each location has its pros and cons. If you choose the coast, you'll be close to the water, but there are also more tourists. Of course, this can be both good and bad.
If you choose to buy a spanish property further inland, you'll get lower prices, but it will also put more demands on your knowledge of Spanish. Of course, these are just some of the considerations you should make before deciding where in Spain to buy your home.
You can do this by trying out several different cities in Spain to find out which one appeals to you the most. This also gives your spanish estate agent a much more concrete area to start from, which in turn makes their job easier.
You should also consider the size of your spanish home. Will the whole family plus relatives be able to spend a family holiday together, or will it just be a place for you and your partner?
This is where the price can change drastically. So, think about the space you need when it comes to your holiday home or new home.
Another good tip is to also interact with the people who live in the area where you are considering settling down. It's important that as an outsider you still feel welcome, and you can only find that out by interacting with others. You will get bored with the area in the long run if you don't feel welcome.
How long you will live in the house
Spain's climate varies according to the season. It's a good idea to think not only about how often, but also about how you want to travel there. If your job offers holidays on certain special occasions or public holidays and family birthdays, it's worth taking this into account.
The location of your new home impacts a lot. For example, if it's inland, it will be warmer in summer and colder in the winter than on the coast.
Do you need a NIE Number to buy property in Spain?
When you arrive in the south of Spain and are about to embark on the great property hunt, it is important that you obtain a NIE Number well in advance.
Such a number is Spain’s national identity number for foreigners. The NIE number is used for all major trade. So, car, boat, property and much more.
It is important that you have a NIE Number before you find the right property in Spain. Without it, you cannot buy any property types in Spain.
You pick up the application form at your local police station and fill it in. The application is written in Spanish, so if you have difficulty translating it, you can get help to translate it. Applying for a NIE number can be quite time-consuming, as you often must queue for a large part of the day at the police station.
So, make sure you book an appointment at the police station so that you only have to turn up at a certain time.
Get professional help
Another alternative to doing it yourself is to pay professionals to arrange it for you. Fortunately, it is possible to leave it to others, and there are British or other english speaking consultants who can do it for you.
Under the 2016 rules, the NIE number must be included when signing a deed, otherwise extra fees will apply.
Legal help for the buying process
The rules in Spain for buying a home are straightforward once you understand the system. But to understand the system, there is still some way to go.
It's important to remember that just because you have experience in buying and selling properties in your own country doesn't mean you can jump into the Spanish market blindly.
Therefore we recommend that you use a lawyer when buying a property. And there are many good reasons for this.
One of the many reasons to seek legal help when buying a property in the Spain is that the lawyer can make sure that the property you buy has no unknown obligations for you.
Check if the plot of land is in dept before buying the property
For example, it may be that the property you are buying has a large debt that you did not know you would be taking on, were it not for the fact that your lawyer could translate and familiarize you with the requirements that would be associated with the purchase of the property.
It could also be that you are in a purchase where there is a debt. You may want to take over that debt, which the lawyer can help you with.
You may also need planning permission for the land if it is a construction purchase. Or you may simply be buying a house that you want to renovate.
In any case, it's important to know that you have the right to renovate the roof, change the floor plan and so on. It's also important to know if any part of the house is protected.
When it comes to signing the contract, registering your deed, drawing up a will and reviewing your payments, again it is the lawyer who can help you. This way you'll be on the safe side when buying a home and avoid any unpleasant surprises or bills later.
The cost of buying a home in Spain with a real estate agency
In Spain, the cost of buying a home is slightly most likely different from that in your own country.
It can be expensive to buy a home in Spain, but other expenses are lower than in most other countries. Property prices in the south of Spain are also generally lower. So, it is only the cost of buying a home that may be higher.
The most popular cities to buy a house or apartment in southern Spain are Malaga, Fuengirola, Torremolinos, Marbella, Benalmádena and Mijas, but prices are also the highest there. However, it is still cheaper than similar popular cities in the UK.
When you buy a house or apartment in Spain, there are several transaction costs. These trading costs include VAT and sales tax, notary fees, legal fees, registration fees, delivery agreements, NIE numbers, etc. Most of the times, its the seller that is paying the real estate agency, and not the buying clients.
The commercial costs represent between 10 and 15% of the purchase price itself. Prices can vary depending on where in Spain you are buying a property.
VAT can vary greatly depending on the type of property you are looking for. If it is new developments in Malaga province, as a buyer you will have to pay 10% VAT and a stamp duty of 1%. Instead you dont have to pay a certain tax when buying a new development.
If its resale properties, theres no VAT.
A notary fee depends on the time of purchase. It's usually about 0.5 percent of the purchase price.
The price of a lawyer depends entirely on the firm and its rates. Ask well in advance so that you can get a lawyer who fits your budget.
A conveyancing fee is a charge that the buyer pays. The fee is not clear until the deed is signed, which is done at the Land Registry. It is equivalent to about 0.4 percent of the purchase price.
Transfer agreements must be signed, no matter where your new home is. These include electricity, water, gas, heating and other services. The price of all this varies from town to town and from company to company.
It's also a good idea to get a Spanish bank account where you pay water, electricity and taxes. It will also make it much easier when you make your annual tax declaration to the Spanish authorities.
Keep an eye on the spanish real estate market
It's also important to keep an eye on how the housing market in Spain is developing in general. In recent years, Spain has had one of the strongest economies among the south European countries.
According to several banks, there has also been a clear improvement in property prices as the housing market in Spain contributes strongly to the economy. However, prices are still generally far below British levels.
However, prices also vary according to location. Sea views can sell homes at high prices, but don't be put off if you're more interested in city centers, street life or mountain passes and country towns.
If you're looking for a property for sale in Spain, you can pretty much choose between all types of properties.
Repossessed properties for sale in Spain
If you're on a budget, you might also consider buying an repossessed apartment or house in southern Spain. We are specialists in repossessed properties in Costa del Sol in the province of Malaga.
You don't want to take over something you can't manage. Again, it is important to hire a lawyer. It is possible to buy your dream home for less money, although the amount of repossessed homes are not as high as it used to be.
There are not as many foreclosures as a few years ago, which is also a good indicator of a strong housing market.
The fewer foreclosures there are, the better the economy is overall.
Foreclosures are not an uncommon way to buy a home in the south of Spain, but with fewer foreclosures, fewer and fewer people are buying homes this way. However, it is a good way to find cheap houses for sale in Spain.
When a property is foreclosed in Spain, the process is a little different to that in many other countries. There is no official auction where anyone can bid for the property.
The bank that takes over the property simply puts it up for sale and you can bid for it, just like any other property.
Looking back a few years, there have been many repossessed sales and a lot of money to be saved when buying a house or an apartment on the Costa Del Sol. But with far fewer properties being taken over by the bank, prices are no longer so low.
Financing a repossessed home in Spain
The big difference lies in how they can be financed. When you buy a property from the bank, it can finance up to 100% of the property's value.
You can't do the same when buying from a private buyer. They can finance up to 80%, depending on whether it's a holiday home or your new home.
If it's a holiday home, you can finance it at 70%, while if it's your new home, you can finance it at 80%.
How long will you be staying in Spain per year?
It may be that you dream of living permanently in Spain when you reach retirement age. Or you may be planning to move there straight away.
Either way, it's a good idea, as you can easily remain your original citizenship and live in Spain at the same time.
However, you should be aware of Residencia. If you stay in Spain for more than 183 days, you must register as a resident of Spain. That is, whether the days are consecutive or not.
You apply for residencia at the national police department to which your area belongs.
Learn the Spanish language
If you are going to settle in Spain, it is a good idea if you know the Spanish language to a reasonable level.
This is a good idea whether you are just spending the summer in your holiday home or whether you want to live there more or less permanently.
Depending on which city you live in and how touristy it is, you might do with just english. The more tourists, the better the English of the locals.
If it's a holiday home you want to buy, you might also consider renting it when you're not using it yourself. This way you can quickly recoup some of your costs.
The fewer tourists, the less the locals speak and practice their English, and the better you should get at Spanish. It's also a hugely important part of connecting with the locals.
If you know some Spanish, you may also be able to get better tips on your ideal property from locals who know the area better than you do.
It should be added, however, that Spaniards are getting better at speaking English, but there are still many places where it can be difficult to get around if you don't know a word of Spanish.
Use a and you network to find your dream home
Wherever you travel in the south of Spain, you'll meet foreigners living in the area. If you talk to people who have lived there for many years, they can also advise you with their experience of the Spanish housing market.
That means you can get housing tips that are worth their weight in gold.
You can also try to use your network. More and more people are buying homes, both houses and apartments, in the south of Spain and especially around Malaga, at the Costa Del Sol with towns like Fuengirola, Torremolinos, Benalmádena, Mijas and not least Marbella is very popular with newcomers.
Therefore, it is a distinct advantage to ask them about their experience with the whole process of buying a property on the Costa del Sol.
Both holiday homes and year-round properties have increased in popularity among foreigners in southern Spain and on Costa del Sol.
As many of the local spanish estate agents only speak Spanish, there has also been an increase in the number of real estate agents that focuses on foreigners in southern Spain, particularly on Costa del Sol.
When buying a property in one of the popular cities on the Costa del Sol, it is important that you get the right advice, and we can help you with your spanish property choice, so you are sure to get the right property.
Our whole team also have access to almost all the houses and apartments for sale on the Costa del Sol. That means if you are looking for your dream home with a private pool and other requirements, we will be able to find it.
Insurances when buying a property in the South of Spain
When buying a property in the south of Spain, it's important to arrange your insurances.
Remember to take out fire and damage insurance before you buy and remember to take out a good house insurance. That way, the house is in safe hands when you're away.
Also make sure you make good friends with your neighbors. If you have a good relationship with your neighbors, they will also be much more aware of any disturbances in your home.
Think about the transport options you will use in your daily life in the southern Spanish city.
How will you get from the airport to your home, how will you go to the supermarket and what about the beach and other neighboring Spanish towns?
The infrastructure in Spanish cities can vary in options and quality, so it's important to set a picture of the everyday life you want to live when you are going to live in a new city. Therefore, use concrete examples of when it is useful to transport yourself by means other than walking.
If you decide to buy an apartment or townhouse in one of the popular towns on the Costa del Sol, such as Malaga, Torremolinos, Benalmádena or Fuengirola, the infrastructure is good, with trains and buses. For example, there are trains from Fuengirola to Malaga with stops in Benalmádena and Torremolinos.
If you choose to buy in a town further south than Fuengirola, such as Marbella, there are no trains yet, but there are buses from Marbella to Malaga. In addition, you can of course take a taxi, which is considerably cheaper than in many other countries.
There are also no trains to Mijas, but you can take the train from Malaga to Fuengirola and from there take the bus to Mijas.
You can of course also rent a car, which is much cheaper than in many other countries.